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CrediSure (optional consumer credit insurance)
Through PC Insurance Agency, CrediSure provides cover to assist in meeting your credit card payments in the event you become disabled by an accident or illness, hospitalised, involuntarily unemployed, or if you suffer a trauma^ or in the event of your death.
Call 13 63 73 to apply
Credit card protection – Credisure
| Credit card limit |
Cover options |
Life benefit |
Disablement benefit & Hospitalisation benefit |
Involuntary unemployment benefit |
Cash Assist (trauma) benefit |
Premium |
| Less than $5,000 |
1 |
$5,000 |
Up to $250 per month to a max of 12 months |
Up to $250 per month to a max of 3 months |
$5,000 |
$175 pa
|
| $5,000 and over |
1 |
$5,000 |
Up to $250 per month to a max of 12 months |
Up to $250 per month to a max of 3 months |
$5,000 |
$175 pa
|
| 2 |
$10,000 |
Up to $500 per month to a max of 12 months |
Up to $500 per month to a max of 3 months |
$10,000 |
$285 pa
|
^Trauma means cancer, heart attack, coronary artery surgery or stroke. This product is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFSL 238292. Police Credit provides consumer credit insurance products as an agent for Swann Insurance. A Product Disclosure Statement and Insurance Policy (PDS) is available from Police Credit. Please refer to the PDS in deciding whether the consumer credit insurance product is appropriate for you. This is general advice only and does not take into account your individual objectives, financial situation or needs (‘your personal circumstances’). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current PDS for the insurance policy.
Repayment options
pc.easynet or Rapid Response
automatic transfer from PC accounts
mail (by cheque)
any PC branch
direct credit via salary credit or transfer from other financial institution
regular payments
Additional CardsAs a PC credit card holder, you can apply to have an additional card issued to someone else (who must, by law, be over the age of 15). Before doing this, make sure that you trust the person to use the card responsibly. Remember that you will be liable for all the transactions that this person carries out. You are always free to cancel an additional card by giving us written notice.
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