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Compare the PC credit cards
| Features |
PC Visa Silver |
PC Visa Gold |
| Introductory interest rate fixed for first 6 months |
7.99%pa |
7.99%pa |
| Annual fee |
- |
$50 |
| Interest rate* |
11.95%pa |
16.95%pa |
| Interest free days** |
44 days |
55 days |
| Minimum credit limit |
$1,000 |
$5,000 |
| Maximum credit limit |
$10,000 |
$30,000 |
| PC Cash Back Rewards program |
- |
$1 cash reward for
every $250 spent |
| Free overseas travel insurance*** |
- |
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| Free extended warranty insurance*** |
- |
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| Free transport accident insurance |
- |
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| Free purchase warranty protection |
- |
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| Optional consumer credit insurance^ |
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| Access to funds 24/7 |
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* Annual card fee and interest rates are subject to change. Correct as at 11 March 2008.
** Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers’ cheques). Interest-free days on purchases if you pay your account in full by the due date each month.
*** Police Credit through Indue Limited ABN 97 087 822 464 can provide Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFSL 230903, trading as AIG Australia. The benefits are extended to PC Visa Gold credit cardholders. The terms, conditions and exclusions of PC Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are available from Police Credit by visiting a branch or calling 13 63 73 and may be amended from time to time. Please note: for Emergency and Medical Assistance while travelling overseas, please contact AIG Assist on reverse charge call to Australia + 61 2 9251 4298. This overseas assistance service is subject to terms and conditions.
^ Consumer credit insurance is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFSL 238292. Police Credit provides consumer credit insurance products as an agent for Swann Insurance. A Product Disclosure Statement and Insurance Policy (PDS) is available from Police Credit. Please refer to the PDS in deciding whether the consumer credit insurance product is appropriate for you.
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